I’ve been hearing more and more about credit card companies lowering limites or even cancelling credit cards that are not used.  I only use two credit cards so at first I didn’t think that it mattered much to me.  I have three unused cards that I’ve kept just because I figured it wasn’t hurting anything, [...]

My wife and I have been blessed in many ways… we have two beautiful girls, a wonderful church family, a nice house, and both of us have good careers with little perceived risk of layoff.  That being said, we also got comfortable.  Comfortable that we could spend on whatever we wanted without planning and comfortable [...]

Today proved more interesting than most from a stock market perspective. . . at least to me.  On the way into the office, the Dow Futures were down 550 points which was the “limit down” meaning they couldn’t drop any further. It was expected to signal a horrible day for the market and it did [...]

As I was reviewing some of our financial accounts, I realized that pay a pretty good bit of money in interest to an American Express card that I have. I use this card for a business that we own which stocks inventory, and as a result I am constantly charging large amounts to it [...]

This is a question that many people have with faced available funds either because they are spending less than they make, or receive a lumpsum such as from a tax refund or selling something. There are a lot of opinions on the topic, so I figured that I would put mine out there, which is [...]

My wife and I decided about 6 months ago that we would begin cutting coupons.  To be fair, I decided after talking to some friends about how much they were saving.  Somehow she ended up doing all the work, but we’ll breeze by that for now as it’s not he point to be made.
I’ve always [...]

My wife and I have been having a lot of discussions these past few weeks about finances. This can be attributed in large part to what the economy has been doing lately in the US and around the world. Last week was terrible for most investors with the Dow dipping as low as $7,882 from [...]

It feels a little funny to write the first entry in the blog, given that I don’t expect anyone is actually visiting the site yet. There’s also the pressure though to make a good first impression. Whenever I visit a new blog, I tend to go back to the archives and read the first few [...]